Check Your Credit File Online

Experian, one of the UK's leading credit reference agencies have launched an online service called CreditExpert. Their service enables you to check your credit report online. 

Credit card companies look at the information on your credit report before deciding whether or not to offer you a card. Card issuers may also use this information to determine what interest rate they will offer you - a decision that may be worth thousands of pounds.

Experts recommend that you should check your credit report periodically to ensure that everything listed is accurate. You can monitor your credit file and other information online by signing up to CreditExpert from Experian.

Sign up for a FREE 30-day trial of CreditExpert and you'll receive:

  • Weekly e-mail or text alerts warn you of potential fraudulent activity
  • Unlimited online access to your Experian credit report
  • Secure, online access to give you an easy to read snapshot of your credit report
  • Expert help and advice from credit specialists to quickly resolve report queries
  • The convenience of ordering and viewing your National Credit Score from Experian online - exclusive to CreditExpert members.

    Click here to get your FREE Experian credit report and 30 day FREE trial of the CreditExpert Monitoring Service

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    Credit cards for people with a bad credit rating
    The card companies below invite applications from people with a poor credit rating.
    Card
    (click for full details)    		 Typical APR Variable
    Capital One Classic 34.9%
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    Vanquis 39.9%
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    Prepaid cards

    A prepaid card is an alternative to a credit card aimed at people who don't have a bank account or people who can't get a credit card.

    Cashplus Gold prepaid MasterCard®

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    Want the exclusivity of a gold card? But can’t get credit? The new cashplus Gold prepaid MasterCard® is a pay as you go card with 100% acceptance guaranteed*, with no credit check or bank account required. 

    It works in a similar way to pay as you go mobile phones. You top up the card with cash and can only use it to spend with the credit available.

    *Subject to applicant providing acceptable identification, being a UK resident, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder.