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The contents of this website (creditcards4badcredit.co.uk) should not be construed as professional advice. The content on this website should be used for information purposes only and should not be relied upon to make decisions regarding a particular product or course of action.

The site aims to provide, as far as is possible, an independent assessment of products which are featured. This should not be taken as a recommendation to apply or not to apply for any of the products or services featured.

This site does not provide details on all the products which are available. The products and services featured may or may not be the most competitive available.

Any person entering into a contract with any product described on this website does so at their own risk. It is advisable to seek qualified independent financial advice should before entering into any contract for any of the products or services described on this site.

Card	Representative Example
Barclaycard Initial
	29.9% representative APR variable 29.9% p.a.variable on purchase £1,200 credit limit

Capital One Classic
Capital One, Trent House, Station Street, Nottingham NG2 3HX	34.9% APR representative variable 34.94% p.a.variable on purchase £1,200 credit limit

aqua
	Your interest rate for purchases is 35.95% p.a with a representative 35.9% APR if you borrowed £1,200 and repaid it over 12 months

Vanquis
	Purchase annual interest rate 39.94% (variable) Amount of credit £1,000 Representative 39.9% APR (variable)

Featured Prepaid

A prepaid card is an alternative to a credit card aimed at people who don't have a bank account or people who can't get a credit card.

Cashplus Prepaid Gold MasterCard

Want the exclusivity of a gold card? But can’t get credit? The new cashplus Gold prepaid MasterCard® is a pay as you go card with 100% acceptance guaranteed*, with no credit check or bank account required.

It works in a similar way to pay as you go mobile phones. You top up the card with cash and can only use it to spend with the credit available.

The award winning Creditbuilder could also help improve your credit rating at no extra cost.

*Subject to applicant providing acceptable identification, being a UK resident, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder.