The companies below invite applications from people with a bad credit history.

If you're new to credit or have had a few credit issues lately, get back on track with an Aquis Visa Card. Managing your money couldn't be simpler:

  • You'll start with an easy to manage credit limit up to £1,000 (subject to status)*^
  • Build a good credit history to improve your credit rating*
  • SMS and Online Account Management
  • 24/7 Fraud Watch

    Credit is provided by Vanquis Bank Limited.

  • Representative APR 29.8% ( variable)
    Representative Example
    Purchase annual interest rate 29.84% (variable)
    Based on a £1,000 credit limit
    Representative 29.8% (variable)

    The overall cost for comparison is 29.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration

    Vanquis specialise in understanding individualís circumstances and have already helped over 2.5 million people in the UK with a poor credit rating. They'll consider you if you are self employed, new to credit, on a low income, have a bad credit history, or have experienced credit problems or CCJs in the past.*

    Apply today for a starting credit limit of up to £1,000 subject to status and get a response in just one minute.

  • No annual fee
  • Initial credit limits range from £150 to £1,000 (subject to status)*^
  • You could get a credit limit increase after your 5th statement and further increases every 5 months, up to £4,000

    Credit is provided by Vanquis Bank Limited.

  • Representative APR 39.9% ( variable)
    Representative Example
    Purchase annual interest rate 39.94% (variable)
    Based on a £1,000 credit limit
    Representative 39.9% APR (variable)

    The overall cost for comparison is 39.9% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration

    Disclosure

    We are independent of credit card providers and provide a marketing service which is free of charge. The products listed above are advertisements from product providers. The products represent a range that are available from the market.

    The products are ranked based on representative APR (Lowest APR first).

    creditcards4badcredit.co.uk may receive commission from your chosen provider if you proceed with an application via this website.