The companies below invite applications from people with a bad credit history.

Apply for the Vanquis Abacus Visa Card if you are new to credit or have experienced credit problems in the past.
No Annual Fee
Initial credit limits range from £250 to £2,000
39.9% typical APR variable for purchases
More Details / Apply

 

Apply for Aqua Card if you are new to credit or have experienced credit problems in the past or are self employed.
No Annual Fee
35.9% typical APR
More Details / Apply

 

 
Credit cards for people with a bad credit rating
The card companies below invite applications from people with a poor credit rating.
Card
(click for full details)		 Typical APR Variable
Aqua  35.9%
Apply / More Details
Vanquis Visa 39.9%
Apply / More Details
Prepaid cards

A prepaid card is an alternative to a credit card aimed at people who don't have a bank account or people who can't get a credit card.

Cashplus Gold prepaid MasterCard®

Full Details / Apply Online

Want the exclusivity of a gold card? But can’t get credit? The new cashplus Gold prepaid MasterCard® is a pay as you go card with 100% acceptance guaranteed*, with no credit check or bank account required. 

It works in a similar way to pay as you go mobile phones. You top up the card with cash and can only use it to spend with the credit available.

*Subject to applicant providing acceptable identification, being a UK resident, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder.