The companies below invite applications from people with a bad credit history.

Apply for the new Capital One Visa Card and get back on track by improving your credit rating and strengthening your credit history.

  • No Annual Fee
  • Choice of card designs
  • Free Identity Theft Service
  • Credit limit between £200 and £1,500
  • Instant cash from any cash machine that displays the Visa Card sign

    		•
    34.9% typical APR variable

    Aqua believe everyone should be able to enjoy the financial freedom and convenience a credit card brings. As a specialist lender, they have already helped over 150,000 customers including individuals with adverse credit history and people with difficulties proving a regular income such as the self employed, or those that work part-time or are on low incomes.

    They can't guarantee to say yes to your application, but guarantee to try, even if you have been refused credit before or are:

  • self employed and find it difficult to prove a regular income
  • a homemaker
  • working part-time or on a low income
  • not on the electoral roll or at a new address
  • affected by previous County Court Judgements (CCJs) and defaults (not within the previous 12 months)

    As the card is issued by Bank of Scotland plc, you can have peace of mind knowing that aqua works closely with one of the UK's largest financial services companies.

    • 35.9% typical APR variable

    Apply for the Vanquis Abacus Visa Card if you are new to credit or have experienced credit problems in the past.

  • No Annual Fee
  • Initial credit limits range from £250 to £2,000

    • 39.9% typical APR variable

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